We Specialize In Financing Tough Loans

Whether you are looking for a low-down payment jumbo loan, are a self-employed borrower and cant show enough income or a first-time home buyer needing additional assistance we can help.

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Highly-rated Mortgage Lender

Benjamin Bankers is ranked 5 stars on Facebook, Pro-Experience and Zillow

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Made My 2020!

I really have to thank Andy and the whole team at Lakeview Mortgage for making my dream home purchase a reality. It had been a year of confusion and uncertainty but for the past few months Andy and his team worked with me and guided me through my home purchase every step of the way. I would highly recommend to any first time home buyer!
Felipe Salcedo
South Huntington, NY

Awesome!

Andy was incredible. He provided a level of service that was informative and responsive. His knowledge, hard work and customer service skills made this difficult home buying process easier. We would definitely use him again and recommend any homebuyer to call upon Andy.
D. Brown-York
Baldwin, NY

Five Stars

Andy helped us with the whole process of buying our first house, always very professional and there was to help in everything and answer each of our questions, without Andy and his team we could not get our house, thanks for having closed on time and with a low interest.
Julio Arevalo
New York, NY

Great Job…

Andy Ayala and his team was professional and great on making our first home purchase very easy!! I would deff recommend them to anyone who will get on the process of buying their first home.
Anthony M 
Lindenhurst, NY

Five stars!

Andy and his team were a pleasure to work with. They made this entire process as easy as it could be communicating what to expect along the way. The seller had demands to close within 30 days and Andy and has team made it happen within 20 days! It was a pleasure working with Andy and his team and would highly recommend!
Rebecca R
New York, NY

Andy

As a first time homebuyer it’s a scary/ nerve wrecking experience but Andy and his team were true professionals.
Andy was such a pleasure to work with. He was just a phone call or a text away if we had any questions or concerns. I would recommend Andy to anyone looking to purchase a home. Thank you Andy.
Diana S 
New York, NY

Words couldn’t explain…

Andy is a F I V E star gentleman, and true professional to work with. He handled my file as if it was his own-
From the beginning to the very end of the transaction Andy was very caring and attentive to my needs. I will recommend anyone who reads this review to do buisness with him.
Jonathan
Point Lookout, NY

Knowledgeable and Available

Andy was not only professional and knowledgeable, but as a first-time home buyer, he made himself available to answer the many questions I had during the process. I could not imagine going through it without someone like Andy, thanks a million!!! You are the best
Chanel Goodman
Roosevelt, NY

Very professional

Very busy man, but he will get back promptly and is very good at what he does. He knows the right poeople and him and his staff are very professional. He will keep at it till you get what’s best for you.
john desm
Point Lookout, NY

Awesome

What can I say awesome person, very professional, very quick and knowledgeable of his job, answer all your questions fast and the closing goes so easy. I would definitely recommend
Hector Lazala 
Medford, NY

Perfect service

As first time homebuyer i have to say, professionalism, time, cordial, very patient with us, with every question we had and it was alot. I would recommend this lender. You wont regret it. Awesome team.
Edwin
New York, NY

Professional, Knowlegable, Reliable

After a previous dissapointing home buying expeience, i was introduced to Andy! Andy was a pleasure to work with. He is very patient, knowlegable, and professional. He always communicated quickly with updates and my many texts and calls. He was so Patient and reassuring. I am so thankful for Andy and Canyon Mortage for helping me buy my first home. I Highly recommend Andy and Canyon Mortage team. Thank You!
Phyllis Linton
Roosevelt, NY

Andy was great throughout the process

Andy helped me with the financing of an investment property, he was very attentive and helped me throughout the process. Will definitely use his services again
Raza Rizvi
New York, NY

It was a smooth transaction

It was very easy to navigate this process, because they were very knowledgeable on this topic. Working with Andy and Kathryn was a very nice experience. They made this process easier.
bertania Nunez
New York, NY

Home buyer

Andy Ayala has been fantastic. After speaking to a few Advisor’s, Andy has been the most helpful by far.
His replies are prompt, his patience is admirable to explain any difficulties on the way…
He’s so helpful, professional and always friendly.
💯 % recommendable!
Thanks Andy and team from Canyon Mortgage!!!
Paola Luna
Valley Stream, NY

Extremely knowledgeable and reliable!

Working with Andy was a complete pleasure due to his professionalism and experience when he helped me with my loan. He answered all of my questions and concerns and handled all of the paperwork in a timely manner throughout the entire process. I highly recommend anyone looking for a home loan to contact Andy Ayala.
Jennifer Huancayo
New York, NY

Amazing

Andy was amazing and helped us get our loan approved when other bankers couldn’t. Thank you Andy! We couldn’t be happier with our new home and would recommend others to work with Andy and his team.
Brian F

Recommended

I buy my 2Nd house with lake view Mortgage, and I will recommend Andy Ayala and his team 100%. They help me during the process and help me achieve not only my firs house which is now and investment property, but also my 2 Nd house which Is a one family home. And Andy and his team. Faviola, make it possible only withing one year apart. That’s impressive. The amount of effort they put in every Loan they approved. I want to pp to know how good they r and they will make your dream come true. Thank!!!
Alejandrina B

Deal Closed!

I went to another lender originally and they couldn’t get my deal done… Andy and his team reviewed my file and made sure I was able to qualify for another home after my other lender dropped the ball … Andy and his team went above and beyond to get my deal close thank you for your hard work!
James R

My Dream Home

I really have to thank Andy and the whole team at Lakeview Mortgage for making my dream home purchase a reality. It had been a year of confusion and uncertainty but for the past few months Andy and his team worked with me and guided me through my home purchase every step of the way. I would highly recommend to any first time home buyer!
Felipe S

Very professional

Great team work, always available to answer any question. They are Very professional, highly recommended.
William F S
Northport – NY

Recommended

Andy and his team were extremely helpful. They explained everything, made everything very easy to understand and follow through. With all the pandemic issues, his team made everything easy and contactless. I would recommend this group in a heartbeat.
Shinu C
Bay Shore – NY

Grateful!!

The reason why my experience was great with Andy and the rest of the team Jose, Alberto, and Ithamar from Lakeview was because of how very carefully and patiently they all guided my husband and I, in obtaining our first new home. I wouldn’t lie if there were times I wanted to give up, but great full that they didn’t give up on us. Thank you all for the support and guidance we received from you all.
Luisa E
Mastic – NY

EXTREMELY helpful

They were EXTREMELY helpful for me obtaining my first home.
Tia Riddick-Inshiqaq

Extremely Professional

Working with Andy first hand, it has been my personal experience that he is extremely professional and thoughtful with every client he has. He is thorough from start to end and makes the process feel effortless.
Brittany Anderson
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“Andy and his team were a pleasure to work with. They made this entire process as easy as it could be communicating what to expect along the way.”
Rebecca
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1000 percent I recommend they make miracles happen.
Jose C.
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Working with Andy first hand, it has been my personal experience that he is extremely professional and thoughtful with every client he has. He is thorough from start to end and makes the process feel effortless.
Brittany A.
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They were EXTREMELY helpful for me obtaining my first home.
Tia R.

Ways We Can Help

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.

home loan | Benjamin Bankers

Jumbo Loans

We are making Jumbo loans attainable to more borrowers by offering down payment options as low as 5-10% down, while still avoiding Mortgage Insurance. Great option for borrowers who are looking for a higher-end home or are looking to preserve as much cash as possible.

Self Employed Loans | Benjamin Bankers

Self-Employed Loans

With our self-employed mortgage loan solutions, we allow you to take advantage of tax write-off and maximize profits while still accomplishing your homeownership dreams without the need of tax returns, W2’s or other traditional qualifying requirements.

Investor Loans | Benjamin Bankers

Investor Loans

Short term rental investors or just investors in general who are looking to purchase or refinance a home but cannot or do not want to provide income documentation, are able to qualify based on the rental income of the property regardless of your actual income.

Asset Based Loans | Benjamin Bankers

Asset Based Loans

Borrowers who possess substantial liquid assets and are looking to preserve as much cash as possible by not having to make substantial cash purchase, by taking a more common-sense approach we are able to qualify borrowers without the use of tax returns, W2’s or other traditional qualifying requirements.

ITIN Loans | Benjamin Bankers

ITIN Loans

For borrowers who do not have a social security number or citizenship, an Individual Taxpayer Identification Number (ITIN) mortgage loan offers undocumented immigrants an opportunity to own a home.

Get a Cash Out Refinance | Benjamin Bankers

Get a Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.

Know Your Options & Get Pre-Approved with Our Quick & Easy Tools

Get your FREE
Pre-Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

Analyze Your
Refinance Options

This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

Compare Today’s
Mortgage Rates

Browse today’s rate comparisons to see which individual mortgage terms make the most sense for you.

Your Home Loan Could Be
Fully Funded 30 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Benjamin Bankers at Lakeview, Boulder, San Jose, or Oakland CA for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.

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Pick the Right Home
Purchase Loan for You

Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.

strategic refinance | Benjamin Bankers
Get a Cash-Out Refinance

Make the most out of your refinance by taking advantage of our 95% LTV cash out option while still avoiding mortgage insurance. Make your homes equity work for you.

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Shop Around for the
Best Rate

As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.

Get a mortgage quote now! Stop worrying—Go build your future!

A mortgage is as unique as your perfect home. Factors like location, your current employment status, documentation needs, and overall financial health add up to the perfect loan like getting the right location, number of bedrooms, and overall quality add up to the perfect home.

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