121 Church St, Freeport, NY 11520
Affording Your Dream Home As Self Employed Has Never Been Easier With Our Jumbo Loans
Maximize The Amount You Earn Without Using W2s or Tax Returns!
- Closing times can be 30 days or less from Submission time
- Down payment as low as 5% (up to $2.5M) or 10% (up to $3.5) a great cost-effective option, while still avoiding mortgage insurance
- Make the most out of your refinance by taking advantage of our 95% LTV cash-out option with no mortgage insurance
- No mortgage insurance Yes Even on a Jumbo Loan Purchase or Cash out Refinance
- To qualify with one year of tax returns, deposits from Bank Statements, credit scores as low as 600, second home and investment property are eligible and able to qualify with liquid assets
- Could qualify with a higher debt-to-income ratio, use a non-occupying Co-Borrower to Qualify, and, in many cases, can work around foreclosures, bankruptcies, and short sales
What Our Clients Say
Vanessa Follano
Being self employed , you can run into some road blocks when trying to purchase a home. Romy cleared those blocks for us and got us into our dream home ! He and Fabiola were a great team and cared for us the entire way to get the job done. It felt very much like family helping family toward the end, and we couldn’t be more grateful.
UPDATE: Romy and team also got us our second mortgage for an investment property upstate. It was a difficult and unique process to secure the loan in a rural area, but they got it done for us and we couldn’t be happier. thanks all <3
Francis Bagby
Working with Romy Acevedo was an absolute pleasure! His expertise and professionalism were instrumental in helping Bagby Investment Properties LLC complete a jumbo cash out refinance loan seamlessly. Romy’s in-depth knowledge of the process, coupled with his ability to navigate complexities with ease, ensured everything stayed on track and stress-free. He was always available to answer questions, provide updates, and guide me through each step, making the experience smooth and efficient. His dedication and attention to detail truly set him apart. I highly recommend Romy to anyone looking for a reliable and skilled professional in the financial industry! Thank you, Romy, for your outstanding support!
Biarlis Evangelista
My experience with Benjamin bankers at Lakeview mortgage was amazing and easy, I’m so glad I had the opportunity to work with them to finally buy my own home.🙌🏼👏🏼👏🏼👏🏼
John Robinson
Romy Acevedo and staff at Benjamin Bankers at Lakeview Mortgage, was truly instrumental is making the impossible POSSIBILE! Thank you all so kindly for making this dream come true for my family! Thank GOD! The Robinsons
Leticia Maria
This process was extremely stressful but I’m glad I had Andy Ayala to help me along the way. He had so much patience with us and tried his best to explain everything in detail. He made sure to make us feel comfortable and there was no pressure what so ever . He guided us all the way through. Definitely recommended for anyone looking into purchasing a home. Thanks a million Andy!
Laura Waldyn
As a business owner not on a W-2 income, the mortgage process is very stressful. I needed a broker who could understand and communicate the full picture with lenders for approval and get it done. Romy Acevedo did that for me and I’m grateful to him and his team.
Antonio
My Experience with Benjamin Bankers at Lakeview Mortgage was very easy going, They went above and beyond to get me into my home. Would recommend going through their bank Andy was especially helpful. Great service.
Flexible Qualifications
Majority of jumbo loans call for a down payment of 20% or higher. With our first and second piggyback mortgage options, you are able keep as much cash as possible by taking advantage of our 5% low down payment option while still avoiding mortgage insurance.
We are making Jumbo loans attainable by offering financing to borrowers with credit scores as low as 600, higher debt to income ratio and in many cases can work around foreclosures, bankruptcies, and short sales.
