The Lowdown on Investor Loans

Investor Loan allows you to qualify based on the rental income of the property and there is no income document required.

Investor Loans

Our Investor Loans Are Flexible & Our Process is Quick & Painless

Short term rental investors or just investors in general who are looking to purchase or refinance a home but cannot or do not want to provide income documentation, are able to qualify based on the rental income of the property regardless of your actual income. We can also provide a “no doc” ratio loan, which eliminates income and employment from the application entirely. No proof of income or employment is required.

Investor Loan Highlights

  • Approval is based on the rental cash flow of the property
  • No taxes or other traditional documents are required
  • Down payment as low as 15%
  • Unlimited cash out
  • No debt to income required
  • Available for short- and long-term rentals
  • Gift funds are allowed with a minimum borrower contribution of 5%
  • No limit on the number of properties
Home Purchase Loan Process | Benjamin Bankers