The Lowdown on Asset Based Loans

Asset Based Loan allows you to Preserve your Liquidity while still being able to qualify for a home without the use of tax returns or other traditional documents.

Asset Based Loans

Our Asset Based Loans Are Flexible & Our Process is Quick & Painless

For borrowers who possess substantial liquid assets and are not looking to deplete all readily available cash with a substantial purchase, our asset-based program a is viable solution that allows you to qualify for a home without the use of tax returns, W2’s or other traditional qualifying requirements. Get your Free quote today.

Asset Based Loan Highlights

  • There is no requirement to provide tax returns
  • Minimum down payment of 15%
  • Borrowers can access all liquid assets, including retirement accounts, brokerage accounts, life insurance policy cash value, and more
  • Minimum FICO score of 620
  • Income from spouse can also be utilized
  • Debt to income as high as 50%
  • Available for refinances and cash out refinances
Home Purchase Loan Process | Benjamin Bankers