A Tough Lender for Tough Loans
Traditional loans are for traditional situations made from traditional banks. If that doesn’t fit you, then that is where we come in—with creative solutions and non-conforming loans for Atlanta area residents.
Highly-rated Mortgage Lender
Benjamin Bankers is ranked 5 stars on Facebook, Pro-Experience and Zillow

All the Ways We Will Help
Training, experience and skills let us work from more angles to get our clients in the Atlanta area the non-conforming loans they need, instead of getting a loan officer the papers they need.

Jumbo Loans
Big homes take big loans. Ask for a mortgage about a set limit and things start to get trickier. The catch is that a lot of homes in Atlanta are going to be more than a traditional loan can handle. We make jumbo loans and non-QM mortgages work for Atlanta residents, often without mortgage insurance, and with as little as 5% to 10% down.

Self-Employed Loans
If you are self-employed, you know that the taxes can be brutal. Your only defense is to write off everything you can and drive your income lower. Unfortunately, that lower income may make qualifying for a mortgage harder than it should be. We work with the self-employed to get mortgages that understand being self-employed doesn’t make your money worth less.

Investor Loans
If you are an investor, you know financing is more difficult when you don’t plan to live on the property. Some banks make you jump through a lot of hoops. Often, without supplying specific income documentation, they make it even harder to get the loan. We have lenders who understand how real estate investing works, and who can make things happen with non-conforming loans for Atlanta residents.

Asset Based Loans
Only America could come up with a system where not needing credit lowers your credit score. Likewise, having plenty of money to repay a loan somehow makes you less likely to qualify for one, unless you have the right income. Our asset backed loans ensure that your capital stays where you want it while still using it to qualify.

Get a Cash-Out Refinance
There are two ways to build up a lot of equity in a home. One way is living there a long time and taking down that mortgage one payment at a time. The more common way is for property values to rise quickly around you. Of course, a house that is worth twice what you paid is nice, but getting some of that cash would be even better. Our refinancing brokers in the Atlanta area have programs to help you get at your home’s equity.
Use Our Quick & Easy Tools to Know Your Options & Get Pre-Approved
Get a Free Pre-Approval Letter
Pre-approved means that someone has already looked at your situation and told you that it could work. A pre-approval letter means that you can show Atlanta home sellers that you are a serious buyer with the means to make a deal happen.
Your Loan Fully Funded in 30 Days
The last thing anyone wants is to wait for a bank to make a decision. The second to last thing anyone wants to do is wait for a bank to deposit the money. We work fast at Benjamin Bankers. Your loan could be fully funded in just 30 days.
Get a mortgage quote now! Stop worrying—Go build your future!
A mortgage is as unique as your perfect home. Factors like location, your current employment status, documentation needs, and overall financial health add up to the perfect loan like getting the right location, number of bedrooms, and overall quality add up to the perfect home.