The Lowdown on ITIN Loans

ITIN Loans allows you to make your homeownership dreams come true without the use of a social security number.

ITIN Loans

Our ITIN Loans Are Flexible & Our Process is Quick & Painless

For borrowers who do not have a social security number or citizenship, an Individual Taxpayer Identification Number (ITIN) mortgage loan offers undocumented immigrants an opportunity to make their homeownership dreams come true.

ITIN Loan Highlights

  • No social security card is necessary
  • No legal documents are needed to prove US residency
  • The rates are better than hard money loans
  • Enables you to own a home in this country without documentation
  • Available for Single family homes, Condos, 2 – 4-unit residential buildings
  • Credit score as low as 600
  • Down payment as low as 15%
  • Gift funds may be allowed to help pay for your down payment
  • Debt to income ratio can be as high as 55%
Home Purchase Loan Process | Benjamin Bankers