Affording Your Dream Home As Self-Employed
Has Never Been Easier With Our Bank Statement Loans

We designed our Bank Statements Loans for Self Employed borrowers. We know it can be tough to
get a loan when you’re self-employed. That’s why we’ve made the process quick and painless.

Affording Your Dream Home As Self-Employed Has Never Been Easier With Our Bank Statement Loans

We designed our Bank Statements Loans for Self Employed borrowers. We know it can be tough to get a loan when you’re self-employed. That’s why we’ve made the process quick and painless.

Maximize The Amount You Earn Without

Using W2s or Tax Returns!


Bank Statement Loan Key Points

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  • Down payment as low as 5% (up to $2.5M) or 10% (up to $3.5) a great cost-effective option, while still avoiding mortgage insurance
  • Make the most out of your refinance by taking advantage of our 95% LTV cash-out option with no mortgage insurance​
  • No mortgage insurance
  • Deposits from Bank Statements, credit scores as low as 600, second home and investment property are eligible and able to qualify with liquid assets​
  • Closing times can be 30 days or less from Submission time​
  • Could qualify with a higher debt-to-income ratio, use a non-occupying Co-Borrower to Qualify, and, in many cases, can work around foreclosures, bankruptcies, and short sales

What Our Clients Say


Flexible Qualifications


Majority of jumbo loans call for a down payment of 20% or higher. With our first and second piggyback mortgage options, you are able keep as much cash as possible by taking advantage of our 5% low down payment option while still avoiding mortgage insurance.

We are making Jumbo loans attainable by offering financing to borrowers with credit scores as low as 600, higher debt to income ratio and in many cases can work around foreclosures, bankruptcies, and short sales.

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Get The Home You’ve Always Wanted

Speak to a Loan Expert Today!

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888-205-2221

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Benjamin Bankers at Lakeview Mortgage strive to provide accurate and up to date information; however, the content of this site may not be as current, accurate as rates and programs can change.. Final Approval does come down to a final underwriting approval.
Benjamin Bankers at Lakeview Mortgage (NMLS#34690) Branch address 121 Church St, Freeport, NY 1152.