Financing Tough Loans Is Our Specialty.
If you don’t fit neatly into the box with great credit, high W2 income, and experience owning a home, contact us. We love helping our clients in Boulder with non-conforming loans and navigate getting the credit they deserve. If you’re self-employed or need a low-down-payment jumbo loan, our professionals can help.
Highly-rated Mortgage Lender
Benjamin Bankers is ranked 5 stars on Facebook, Pro-Experience and Zillow

Our Tools
Our experienced non-QM mortgage advisors help Boulder residents go beyond the standard checkboxes. We don’t play the yes-no-deny game. Our professionals will steer you through the mortgage process whether buying or refinancing

Jumbo Loans
In 2022, Boulder County conforming loan limits were modified, increasing to $747,500 for a single-family home, but with the cost of homes here, it may not help much. If you’re looking to purchase a high-end home, or just a regular home in some Colorado counties, a jumbo loan may be right for you. With Benjamin Bankers, we can still get you great terms on your non-confroming loan in Boulder, like a low down payment and a better LTV (loan-to-value) ratio.

Self-Employed Loans
Our mortgage experts understand what being self-employed means. We know that you have to work hard for every dollar you earn, and then you have to fight to keep it out of the hands of the IRS. We won’t make you pay higher taxes just to qualify for loan terms. We can use as little as 12 months of bank statements and business income, as well as 1099 earnings.

ITIN Loans
Borrowers without a social security number can take advantage of ITIN (individual tax identification number) mortgage loans. Getting our clients approved for a mortgage is our sole focus. We can get you a non-conforming loan in Boulder without documents proving residency or a social security card.
Use Our Easy Tools to Understand Your Options and Get Preapproved
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Pre-Approval Letter
Find out how much home you can afford by getting pre-approved for your next home loan now.
We Can Fully Fund Your House in as Few as 30 Days
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Benjamin Bankers at Lakeview, Boulder or Oakland, CA for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.
Get a mortgage quote now! Stop worrying—Go build your future!
A mortgage is as unique as your perfect home. Factors like location, your current employment status, documentation needs, and overall financial health add up to the perfect loan like getting the right location, number of bedrooms, and overall quality add up to the perfect home.